Banking & Finance

Our banking and finance lawyers provide efficient, reliable and pragmatic advice across a number of industry sectors ranging from real estate and natural resources, to retail and life sciences. We regularly act on behalf of banks, financial institutions, corporate borrowers and high net worth individuals. They rely on our knowledge and expertise to support them through each stage of the transaction process and to help them achieve their short and long-term objectives. Our experience of acting on behalf of both lenders and borrowers on finance transactions enables us to quickly identify problems (often before they arise) and formulate workable solutions for our clients. It is this pragmatism that enables us to deliver a seamless, efficient and cost effective service to our clients.

Our banking & finance lawyers advise on a range of financing matters including:

  • Corporate lending
  • Cross guarantees
  • Debentures, mortgages, guarantees and other security
  • Facility agreements
  • Invoice discounting
  • Loan agreements
  • Property acquisition, investment and development finance
  • Refinancing and debt restructuring
  • Senior and Mezzanine finance
  • Subordination and priority

Our team's banking and finance experience includes:

  • Acted for Lloyds in the amendment and restatement of bilateral facilities to a major retailer.
  • Advised Investec on providing financing to the purchaser of German real estate from Isle of Man liquidators.
  • Advised Targetfollow Group on a £400m refinancing with HBoS.
  • Advised London & Central investments on a £10m refinance and development facility from Nationwide.
  • Advised AIB Dublin on a secured sterling trade finance facility for a UK borrower.
  • Advised on two separate refinance and development facilities from a Luxembourg based lender, for student accommodation in Nottingham and Leicester.
  • Advised a leading food retailer/manufacturer on construction finance transactions: (i) £13.5m senior debt facility with RBS; (ii) £5.5m Lombard asset finance; and (iii) £6m invoice finance with RBSIF.
  • Advised a recruitment group on their re-finance transaction with Lloyds, replicating the existing invoice finance facility terms which were in place across all of the new group companies, in anticipation of a group re-organisation where assets were transferred intra-group. This involved new security documents relating to the cross-guarantees, the corporate guarantees and putting fraud warranties in place.
  • Advised the borrower on an £8.25m Islamic finance facility under a structure known as a commodity Murabaha facility. The Islamic finance facility was provided by the London branch of a well-known Middle Eastern Bank.
  • Advising a life sciences company on the granting of a multi-million pound loan facility to a joint venture partner, as well as on the related security.
  • Advising a convenience food production company on a multi-million pound senior debt facility, asset finance facility and invoice finance facility, as well as the related security arrangements.
  • Advising a utilities management company on loan agreements with multiple lenders and the related security arrangements.
Peter Kohl
Head of Corporate
+44 20 7539 7082
View profile
Joan Yu
Head of Capital Markets
+44 20 7539 7083
View profile
Yvonne Costello
Partner, Corporate
+44 20 7539 7098
View profile
Una Deretic
Partner, Corporate
+44 20 7539 7090
View profile
Martin O'Donoghue
Partner, Corporate
+44 20 7539 7268
View profile
Coral Yu
Associate Solicitor, Corporate
+44 20 7539 7284
View profile
Peter Wilkie
Solicitor, Capital Markets
+44 20 7539 7321
View profile

Related News, Insights and Events

October 22, 2020

News alert: Major changes to ‘Job Support Scheme’

Read more
October 20, 2020

Time to Buy - SDLT surcharge for overseas property buyers 英国置业正适时—— 海外买家将被增收印花税

Read more
October 14, 2020

Kerman & Co has advised Infinion Biopharma on its investment into Aurum Biosciences

Read more
Latest from @Kerman&Co

Our employment team summarise what employers need to know following the latest changes to the Job Support Scheme to… https://t.co/ycernOHsV4 https://t.co/ycernOHsV4

Time to Buy - SDLT surcharge for overseas property buyers 英国置业正适时—— 海外买家将被增收印花税 #property #SDLT #asiapacific… https://t.co/KWY0pH8ZRK https://t.co/KWY0pH8ZRK

How can we help?

Would you like our experts to assist you with your legal requirements?

  • By completing this form you agree to your details being used to email you the information requested in accordance with our Privacy Policy.